Commercial Portfolio Manager/ Underwriter
On-site · El Paso, Texas, United States
Job Summary
Commercial Portfolio Manager / Underwriter responsible for reviewing and analyzing commercial loan requests (including real estate and non-real estate secured loans), preparing loan presentations for committee approval, evaluating borrower creditworthiness through financial statement analysis and ratios, and ensuring compliance with internal policies and regulatory requirements while supporting portfolio growth and collaboration with lending staff and stakeholders.
Required Qualifications
- Bachelor’s degree in Business Administration, Finance, or related field required
- Minimum of 5+ years of credit analysis and/or loan review experience, preferably in the banking industry, and 8 years of related or similar lending experience
- Thorough knowledge of credit products, commercial lending policy, all applicable laws and regulations
- Excellent communication skills and business writing
- Proven ability to analyze financial statements and assess borrower risk
- Ability to work on multiple transactions simultaneously and meet deadlines
- Strong analytical skills with the ability to interpret complex financial information
- Entrepreneurial mindset and high integrity
Additional Requirements
- Applicants may be subject to a background check
- A pre-employment screening may be required as a condition of employment
- Equal Opportunity Employer
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