Commercial Portfolio Manager II (C&I)
$83,534–$112,771 year
HybridSouth Easton, Massachusetts, United States
Job Summary
Independently manage assigned C&I commercial portfolio relationships and oversee ongoing servicing requirements. Monitor portfolio performance, covenant compliance, and financial reporting while evaluating emerging risks to recommend rating changes. Perform independent credit analysis, including financial statement, cash flow, and working capital assessments to support borrowers across various industries. Assist in structuring and underwriting lending facilities such as lines of credit and equipment financing, preparing term sheets and credit approval packages. Serve as the primary portfolio contact for renewals and modifications, coordinating with Commercial Relationship Managers to strengthen customer relationships. Provide guidance to less experienced Portfolio Managers and analysts while demonstrating expertise in commercial credit practices.
Required Qualifications
- Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or related field
- Minimum three (3) to six (6) years of commercial banking, credit analysis, portfolio management, or related experience
- Strong knowledge of commercial credit underwriting, financial statement analysis, cash flow analysis, working capital analysis, and loan documentation
- Ability to independently evaluate borrower performance and credit risk
- Strong written and verbal communication skills
- Strong relationship management and customer service skills
- Ability to manage multiple priorities with limited supervision
- Must be able to move throughout the office with ease
- Must be able to sit for extended periods of time
- Must be able to see and hear in an office setting
- Must be able to transport up to 20 pounds
Desired Qualifications
- Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or related field preferred
- Knowledge of commercial and industrial lending structures, revolving lines of credit, borrowing base concepts, and business operating cycles preferred
- Experience supporting commercial and industrial loan portfolios in a community or regional banking environment
- Experience analyzing operating companies across a variety of industries
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