Commercial Portfolio Manager
HybridKansas City, Missouri, United States or Lawrence, Kansas, United States
Job Summary
Coordinate and assist in underwriting complex commercial transactions, structuring credit deals and assessing risk across diverse industries. Synthesize financial data to identify trends, make recommendations, and ensure loan pricing aligns with asset quality and return expectations. Monitor portfolio activities and lead loan renewals, annual reviews, and risk mitigation strategies for existing client relationships. Mentor junior team members on credit structuring while fostering collaboration with internal stakeholders and relationship managers. Stay current with regulatory guidelines to ensure proper documentation and compliance across all credit decisions.
Required Qualifications
- Advanced proficiency in structuring complex credit transactions
- Assessing risk across diverse industries and borrower profiles
- Advanced understanding of business strategy, regulatory frameworks, and market forces
- Advanced-level judgment in complex credit and portfolio decisions
- Current with regulatory activities and compliance with legal and regulatory guidelines
- Ability to make sound decisions in the absence of complete information
- Ability to recognize when a quick 80% solution will suffice
- Ability to make sense of complex, high quantity, and sometimes contradictory information
- Ability to uncover root causes to difficult problems
- Ability to evaluate pros and cons, risks and benefits of different solution options
- Ability to hold self and others accountable to meet commitments
- Ability to act with a clear sense of ownership
- Ability to establish clear responsibilities and processes for monitoring work and measuring results
- Ability to design feedback loops into work
Desired Qualifications
- Experience mentoring junior team members
- Experience providing guidance on credit structuring and decision-making
- Experience facilitating discussions with commercial lending staff and decision makers
- Experience contributing to continuous improvement of credit processes and policy interpretation
- Experience monitoring and managing portfolio activities
- Experience providing leadership in loan renewals, annual review and regular reporting
- Experience identifying opportunities and contributing to team success
- Experience overseeing specific Commercial Segment
- Experience providing significant input regarding policies and processes
- Experience managing performance and risk management across the bank
- Experience cultivating and sustaining high-value relationships with internal stakeholders and key clients
- Experience demonstrating empathy, openness to diverse viewpoints, and a collaborative mindset
- Experience serving as a trusted advisor and strategic partner
- Experience leading by example in fostering collaboration, resolving conflict, and expanding client relationships
- Experience establishing and maintaining effective working relationships with all commercial related associates and functions
- Experience collaborating to maintain/improve overall processes and procedures
- Experience ensuring open communication and ensuring all parties have the opportunity to share concerns and opinions
- Experience interpreting and applying understanding of key financial indicators
- Experience using financial analysis to generate, evaluate, and act on strategic options and opportunities
- Experience integrating quantitative and qualitative information to draw accurate conclusions
- Experience asking the right questions to accurately analyze situations
- Experience acquiring data from multiple and diverse sources when solving problems
- Experience considering all relevant factors and using appropriate decision-making criteria and principles
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