Commercial Loan Officer
On-siteTulsa, Oklahoma, United States
Job Summary
Develop new business through underwriting, structuring, and closing commercial loans while maintaining and servicing an existing portfolio. Acquire, expand, and retain commercial relationships using a proactive calling strategy, cross-sell ancillary products, and analyze credit history to determine repayment capabilities. Negotiate credit terms, develop interest rate structures consistent with policies, and evaluate loan requests for management recommendations. Review commercial overdrafts daily, monitor regulatory changes, and represent the bank in local community affairs. Handle customer complaints, complete annual compliance exams, and adhere to all First United policies and procedures.
Required Qualifications
- Bachelor's degree in business, finance, or accounting preferred
- Minimum of three years of experience in commercial banking
- Extensive knowledge of commercial lending policies and procedures
- Extensive knowledge of lending services and related areas
- Business development experience
- Exceptional customer service skills
- Good problem-solving and decision making skills
- Demonstrates good judgment
- Strong interpersonal skills and ability to work well with a wide range of people
- Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication
- Willingness to accept additional responsibilities
- Dependable and adheres to time lines and schedules
- Takes initiative in development and completion of projects
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