Commercial Lending Officer IV (exempt), Commercial Lending
$128,784–$160,980 year
On-siteLexington, Kentucky, United States
Job Summary
Manage a commercial loan portfolio for operating companies by evaluating financial statements, structuring competitive loans, cross-selling services, and monitoring repayment activity. Develop and manage commercial and personal deposit accounts to maximize profitability while maintaining established bank policies. Represent the bank on civic boards, present to schools and community groups, and participate in internship and student programs. Build an active prospect base to expand the loan and deposit base, actively participating in Officer Call and Sales Integration Programs. Assist in departmental budget preparation and develop long-term objectives for the Commercial Lending area.
Required Qualifications
- Works primarily from one of the Bank's urban market areas (Lexington, Louisville, Northern Kentucky)
- Minimum of 5 years commercial lending experience in an urban market
- Proven record of handling complex commercial loans
- High levels of commercial loan production
- Bachelor's or Associate's Degree in finance, accounting or related area
- Good computer skills
- Working knowledge of WORD
- Working knowledge of Capital Stream
- Working knowledge of EnAct
- Working knowledge of Appro
- Working knowledge of Excel
- Excellent verbal and written communication skills
- Proven strength in credit analysis
- Proven strength in problem solving
- Proven strength in negotiation
- Proven strength in business development
- Proven strength in organization
- Proven strength in time management
- Proven strength in interpersonal skills
- Proven strength in customer service
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