Commercial Lender
On-siteEdmond, Oklahoma, United States
Edmond, Oklahoma, United StatesOn-siteFull TimeSmall
Full TimeSmall
Job Summary
Interview clients and analyze their financial information to determine lending strategies and creditworthiness. Evaluate commercial and consumer loan applications, develop appropriate loan structures within bank limits, and manage the loan portfolio to monitor delinquency and ensure growth. Prepare credit memorandums for proposals, refer new deposit and treasury relationships, and sell additional bank services to existing and prospective clients. Serve on internal loan committees as assigned and maintain compliance with bank policies and lending regulations.
Required Qualifications
- High School diploma or equivalent
- Valid Driver's License
- Knowledge of finance, accounting, and economics
- Thorough knowledge of credit analysis & lending practices
- Understanding of laws, rules & regulations affecting banking/lending industry
- 5 to 10 years of experience in banking or related field
- Knowledge of finance & accounting principles
- Ability to communicate effectively with people both internally and externally
- Background in customer service and sales
- Ability to meet deadlines
- Ability to identify and resolve problems
- Basic computer skills to include proficiency in Microsoft Office programs
- Ability to work with all levels within the organization
- Strong people skills
- Detail oriented
- Organized
- Able to handle multiple tasks
- Able to handle confidential information
- Leadership presence
- Problem solving
- Ability to build relationships internally and externally
- Approachability
- Travel to other locations
Desired Qualifications
- College degree
- Advanced banking education
- Continuing education in finance, accounting, or economics
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