Commercial Credit Underwriter III
On-siteOverland Park, Kansas, United States
Job Summary
Evaluate international, multi-industry commercial credit applicants for creditworthiness by assessing complex financial documents, industry risks, and payment behavior profiles. Leverage internal and external data to assess risk and provide structure and decision recommendations within stated risk appetite. Hold a level of credit approval authority, occasionally interact directly with applicants, and work independently without direct supervision. Communicate efficiently with senior management to elevate credit issues while collaborating across risk and business teams to ensure compliance with risk appetite. Help drive innovation and continuous efficiency improvement. This role supports sustainable growth within a global B2B payments and invoicing network serving manufacturing, retail, and transportation leaders.
Required Qualifications
- Bachelor's or master's degree in Accounting, Finance or equivalent; or formal financial analysis training and credit assessment courses
- Foundational knowledge of commercial business credit philosophy and policies, loan documentation, bankruptcy, and regulatory environment
- Strong verbal, written, and interpersonal skills
- Strong analytical and problem-solving skills
- Ability to formulate and articulate objective views based upon professional analysis
- Works effectively in a team environment, while assuming individual responsibility
Desired Qualifications
- 7+ years of commercial credit underwriting
- Experience with Moody's CreditLens
- Experience in fraud detection best practices associated with on-line lending
- Experience with international lending
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