Commercial Credit Underwriter
On-site · Defiance, Ohio, United States
Job Summary
Commercial Credit Underwriter responsible for supporting the credit analysis function in a high-performing community bank. Responsibilities include receiving data on prospective and active borrowing accounts, analyzing financial statements, evaluating short- and long-run prospects of individuals or companies, potentially making loan recommendations, documenting analyses, ensuring adherence to lending policies, and providing leadership and training to Credit Analyst Trainees. Requires strong financial analysis skills, familiarity with lending regulations, ability to prepare thorough documentation, and collaboration across departments to meet annual operating plan goals.
Required Qualifications
- A Bachelor’s degree in Finance or related field preferred
- Minimum of three (3) years of experience in financial analysis (five (5) years preferred)
- Proficient reading, writing, grammar, and mathematics skills
- Knowledge of current lending and banking regulations (CRA, BSA, EEOA) and financial statement analysis
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