Commercial Credit Senior Analyst - Dealer Commercial Services
$71,600–$119,300 year
On-siteBuffalo, New York, United States
Job Summary
Conduct underwriting for new requests and material modifications from deal screen through approval, recommending conditions and risk ratings. Manage ongoing credit risk via continuous monitoring activities including annual reviews, covenant monitoring, and problem loan management. Analyze financial statements, tax returns, and due diligence reports to complete credit analyses and prepare cash flow and collateral schedules. Partner with relationship managers throughout the deal process to present facts and address committee questions. Ensure credit policy compliance and escalate risk-related issues to management.
Required Qualifications
- Bachelor's degree in Accounting, Finance, Economics or related field
- 2 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
- In lieu of a degree, a combined minimum 6 years' higher education and work experience to include 2 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
- Strong analytical skills
- Proficiency in financial modeling and analysis of credit metrics
- Strong verbal and written communication skills
- Critical thinking and problem-solving abilities
- Attention to detail with a high level of accuracy
- Strong organizational and time management skills
- Ability to work independently and as a part of a team
- Customer focused with strong interpersonal skills
- Proficiency with Microsoft Office
Desired Qualifications
- Experience with Capital IQ
- Experience with FactSet
- Experience with Bloomberg
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