Commercial Credit Analyst
On-siteLouisville, Kentucky, United States or Evansville, Indiana, United States
Job Summary
Conduct annual financial reviews for commercial relationships by spreading and analyzing business tax returns, financial statements, personal tax returns, and personal financial statements for new and existing loan relationships. Perform credit monitoring functions including covenant testing, marketable securities review, and leveraged lending monitoring to make preliminary recommendations to Commercial Department Management. Attend loan committee meetings as required and ensure all basic underwriting guidelines are met while adhering to Commercial Loan Policy and NCUA regulations. Oversee financial information for compliance tracking and maintain expertise in changing underwriting guidelines and industry standards.
Required Qualifications
- Bachelor's degree in finance, accounting or related field
- 2-5 years' experience
- Strong attention to detail
- Analytical skills
- Excellent written and verbal communication skills
- Working knowledge of Excel and Word
- Analytical ability
- Ability to meet deadlines
- Initiative
- Problem assessment and solving skills
- Teamwork
- Tolerance for stress
- Practical learning skills
- Personal development as established with manager
Desired Qualifications
- A bachelor's degree in finance, accounting or related field preferred
- Prior experience in credit analysis
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