Commercial Credit Analyst II-BSL
On-siteSt. Louis, Missouri, United States
St. Louis, Missouri, United StatesOn-siteFull TimeBachelors DegreeLarge
Full TimeBachelors DegreeLarge
Job Summary
Analyze business financial statements and create cash flow models to support new, existing, and renewal commercial loans. Assist in preparing credit evaluation memorandums, annual reviews, and risk ratings while monitoring the assigned loan portfolio. Prepare quarterly trend analysis, situation updates, and monthly Bank Board reports summarizing commercial relationships. Ensure financial statements and compliance certificates remain current through ongoing financial research and third-party data evaluation. Lead, mentor, and train less-experienced Credit Analysts as needed.
Required Qualifications
- Bachelor's Degree in finance, accounting, or another business-related field
- 3-5 years of commercial credit analyst work or related experience
Desired Qualifications
- Self-motivated with a strong work ethic
- Strong ability to communicate (written and oral) effectively
- Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data
- Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or problem approaches
- Strong ability to produce high-quality work products independently and as part of a collegial team
- Proficient in Microsoft Word, Excel, PowerPoint, and Outlook
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