Commercial Banking Portfolio Manager
On-siteHyderabad, Telangana, India
Job Summary
Research complex credit investigations and diverse credit information for loans. Review and identify basic operational assignments requiring research, evaluation, and selection of alternatives to guide medium-risk deliverables. Present recommendations for resolving complex situations while exercising independent judgement to develop expertise in function, policies, procedures, and compliance requirements. Collaborate with functional colleagues, internal partners, and stakeholders including external customers. Apply foundational AI literacy to leverage platforms for routine tasks while maintaining human oversight. Adhere to risk mitigating and compliance-driven culture through effective execution of applicable risk programs and timely escalation of issues.
Required Qualifications
- 2+ years of Commercial Banking Portfolio Management experience
- Equivalent demonstrated through work experience, training, military experience, or education
Desired Qualifications
- MBA (Finance /Banking)
- Cost and Management Accountancy
- Chartered Accountancy
- Post-graduation in Economics
- Good knowledge on financial statements for various industries (preferably Real Estate)
- Ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
- Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
- Working experience with Moody's Risk Analytics
- Awareness of key factors which helps in assessing credit worthiness of borrower
- Excellent communication skills, with special focus on business writing skills for credit reports
- Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
- Intermediary to advanced excel skills
- Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight
- Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions
- Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions
- Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies
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