Chief Credit Risk Officer

Strategic Chief Credit Officer to lead and oversee all aspects of credit risk management across the Bank including Fintech Banking, Commercial Banking, and Principal Finance Group. Defines and executes enterprise-wide credit risk strategy, enhances risk appetite framework, policies, and governance, and provides oversight of underwriting standards, CECL, market-to-market reserves, concentration limits, stress testing, and early warning systems. Partners with technology and product teams to embed risk controls into automated lending platforms and APIs; leverages AI/ML to streamline processes; ensures regulatory compliance with OCC/FDIC/Fed and other authorities; leads portfolio analytics, reporting, and risk assessment; builds and mentors a high-performing risk organization; reports to the Chief Risk and Compliance Officer.