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Topaz HRPosted 1 month ago

Chief Credit Officer

$150,000–$200,000 year

On-siteToms River, New Jersey, United States

Full TimeSenior LevelSmall

Job Summary

Lead underwriting, credit, and risk management functions while developing policies, risk frameworks, and approval processes. Oversee portfolio performance, pricing discipline, and risk exposure by reviewing high-value transactions and monitoring credit quality and loss mitigation. Manage and mentor underwriting and credit teams, driving process improvements, automation, and underwriting efficiency. Partner with executive leadership on growth strategy and risk management to balance disciplined risk oversight with sustainable business expansion.

Required Qualifications

  • 10+ years of experience in underwriting, credit risk, commercial lending, alternative finance, or fintech lending
  • 5+ years of leadership experience managing underwriting or credit teams
  • Experience with MCA, revenue-based financing, commercial lending, or similar products
  • Strong expertise in cash-flow underwriting, risk assessment, and portfolio management
  • Excellent analytical, leadership, and decision-making skills

Desired Qualifications

  • Experience improving underwriting systems, workflows, or credit models preferred

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