Chief Compliance Officer
$30,000–$30,000 year
On-siteTallahassee, Florida, United States
Job Summary
Lead and maintain an enterprise-wide Compliance Management System consistent with CFPB expectations and mortgage industry best practices. Serve as the principal compliance advisor to executive management on regulatory developments, emerging risks, and business initiatives. Oversee all state and federal regulatory examinations, audits, inquiries, and investigations, including response coordination, remediation planning, and issue resolution. Evaluate and oversee the compliance implications of artificial intelligence, machine learning, and automated decisioning systems. Direct compliance monitoring, testing, and oversight activities across all business channels to identify emerging risks through data analysis and trend monitoring. Develop and execute a comprehensive compliance education program for all associates and leaders, ensuring training is risk-based and aligned with regulatory developments. Oversee development, maintenance, and implementation of compliance-related policies, standards, and procedures. Prepare and present compliance reporting to executive leadership, management committees, and the Board of Managers.
Required Qualifications
- Bachelor's degree in Business, Finance, Risk Management, Compliance, Information Systems, or a related field
- Minimum 10 years of progressive experience in mortgage banking, financial services compliance, regulatory affairs, risk management, or related functions
- Demonstrated experience managing state and federal regulatory examinations and licensing programs
- Strong working knowledge of mortgage lending regulations, including: RESPA TILA ECOA FCRA HMDA SAFE Act State mortgage banking laws Fair Lending and UDAAP requirements
- Experience developing and delivering enterprise-wide compliance training programs
- Demonstrated leadership experience managing and developing compliance professionals
- Strong analytical, communication, presentation, and problem-solving skills
- Technology-forward mindset with demonstrated experience implementing compliance-related systems, automation tools, data analytics, or AI-enabled solutions
Desired Qualifications
- Juris Doctor (J.D.) degree preferred
- Certified Regulatory Compliance Manager (CRCM) designation preferred
- Experience with artificial intelligence governance, model risk oversight, responsible AI frameworks, or automated decision systems
- Experience with mortgage technology platforms, including Encompass and related ICE Mortgage Technology solutions
- Experience leading compliance programs in a multi-state mortgage lender, bank, or regulated financial institution
- Experience presenting to executive management and boards of directors
- Strategic and innovative thinker
- Regulatory and examination expertise
- Technology and AI fluency
- Influential leadership and executive presence
- Strong educator and trainer
- Risk-based decision making
- Operational excellence
- Change leadership and adaptability
- Data-driven problem solving
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