Card Portfolio Risk Strategy Associate
On-site · Wilmington, Delaware, United States
Job Summary
Sr. Associate on the Card Portfolio Risk Strategy team directly engages and influences portfolio risk strategies in the newly created 1st line credit function within the Card Credit Decisioning Unit (CDU). You will engage with the Portfolio Risk Strategy Lead and support Product GMs in identifying trends, remediating risks, and ensuring health of the business, while developing risk management strategies in partnership with Credit Risk (second line). Responsibilities include evaluating the Credit Box with cross-functional partners, assessing expansion opportunities, setting up reviews to ensure adherence to credit assumptions, defining variables for new credit models and interfacing with the modeling team, developing metrics to track performance, maintaining regulatory controls, and collaborating across stakeholders to balance growth and risk.
Required Qualifications
- Bachelor’s Degree in finance, business administration, or a related field is required
- 4+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
- Ability to evaluate and manage credit risk effectively; Exceptional quantitative and qualitative finance and analytical skills
- Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
- Proven experience in collaborating across teams and lines of business within large organizations
- Experience with executive-level presentation materials and briefings
- A high level of personal initiative, setting and achieving challenging goals, and demonstrating entrepreneurial leadership
- Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time.
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