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KotakPosted 2 weeks ago

Business Relationship Manager - Business Loans-CONSUMER SERVICE GROUP-Sales

On-siteLucknow, Uttar Pradesh, India

Full TimeBachelors DegreeLargeBanking Services

Job Summary

Manage a business of 40-75L PM in unsecured business loans, focusing on the self-employed segment within your specific geography. Understand client businesses to provide appropriate products like business loans, overdraft facilities, and cross-sell current accounts, savings, life insurance, and general insurance. Work closely with DSAs, telecalling, and branch banking teams for new customer acquisition while building relationships with key persons such as CFOs and promoters. Monitor accounts sourced and perform top-ups on existing loans to improve efficiency. Stay alert on competitive elements to augment the Kotak brand presence in the target market. Requires 7-8 years of local market experience with a background in credit and sales, plus team management skills.

Required Qualifications

  • Independent role
  • Manage a business of 40-75L PM (Unsecured Business Loans)
  • Good knowledge of Local market with a special focus on the Self-employed category
  • Experience in that Geography
  • Experience in that Geography
  • Background in Credit & Sales Knowledge
  • Prior experience of driving and managing Teams
  • Good Leadership
  • Self-motivation
  • communication skills for driving Teams
  • Relationship Management Skill
  • Good influencing skills

Desired Qualifications

  • Preferably MBA/ CA

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