Business Development Officer
$67,704,000–$101,566,400 year
On-siteMount Airy, North Carolina, United States
Job Summary
Manage and solicit credit opportunities and relationships typically $1M and less while achieving new commercial loan production goals. Execute a call program to acquire, retain, and expand customer relationships, ensuring proper loan request structure and adherence to credit policy. Maintain a pipeline of existing relationships and new prospects, providing qualified referrals to Mortgage, Wealth, Treasury Services, and Merchant Services to drive non-interest income. Serve as a trusted advisor to clients, participate in joint calls with business partners, and identify cross-sell opportunities. Represent the Company in the community through professional and civic involvement to establish referral contacts. Complete training as assigned within expected timeframes while demonstrating credit acumen and pricing discipline.
Required Qualifications
- Bachelor's degree in Business, Finance, or Accounting and/or the equivalent combination of education and relevant work experience
- Two years of experience with progressive responsibilities in small business and commercial banking or equivalent business experience
- Possess an understanding of loan origination, underwriting, documentation, and Treasury Services
- Possess an understanding of relationship management
- Be a self-starter with minimal management oversight
- Effective oral and written communication skills with the ability to make oral and written presentations
- Effective organizational and time management skills
- Ability to effectively utilize computer technology with proficiency in all software applications utilized by the FCB CBO
- Ability to travel as needed, including occasional overnight travel
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