Business Banking Senior Credit Analyst
On-site · Scottsdale, Arizona, United States
Job Summary
Senior-level lead role in centralized underwriting for the Business Banking team, producing complex credit analyses for new extensions of credit, renewals, annual reviews, and modifications, with a focus on guiding and training other analysts. Responsible for monitoring client operating/financial performance post-loan origination, including covenant monitoring and borrowing base compliance, and applying the bank’s loan policy/program to credit decisions. Provides front-end support of loan request packages with complete financial information, summarizes key loan conditions and collateral structures, and becomes proficient with spreading software and credit approval systems (e.g., Salesforce.com, nCino). May require adjusted work hours, including evenings and weekends. Travel may be required. Education/Experience preferred: Bachelor’s Degree in Accounting, Finance or related field (or equivalent credit training/certification). Minimum three years in commercial credit analysis. Strong written and verbal communication, professional business prose, and organizational skills.
Required Qualifications
- Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification.
- Minimum of three (3) years in commercial credit analysis function.
- Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
- Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
- Must possess ability to prioritize and complete tasks or projects on time.
- Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
- Must possess strong customer service skills.
- Must possess good organizational skills, a high level of accuracy and strong attention to detail.
- Ability to handle sensitive information with complete confidentiality and professionalism.
- Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
- Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
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