Backend Architect - Pay&Card Tech
On-siteBuenos Aires, Buenos Aires F.D., Argentina or Dubai, Dubai, United Arab Emirates
Job Summary
Architect, build, and maintain backend systems for card issuing and lifecycle management while leading technical design for Visa, MasterCard, and Apple/Google Pay onboarding. Define system architecture, service boundaries, and integration patterns to ensure reliability, scalability, and compliance with payment network standards. Collaborate with product and engineering teams to translate business requirements into technical specifications, establishing code quality standards and documentation. Work hands-on as a builder role rather than pure advisory. Requires 8+ years of backend engineering with Java/Spring expertise and direct card system experience.
Required Qualifications
- 8+ years of backend engineering experience
- strong Java / Spring expertise
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs
- Strong system design and architecture skills
- experience in distributed systems
- experience in high-throughput payment infrastructure
- Understanding of card network standards
- Understanding of payment flows
- Understanding of compliance requirements
Desired Qualifications
- Experience at a fintech, startup, or crypto company that has issued cards
- Familiarity with card lifecycle management
- Familiarity with tokenization
- Familiarity with payment gateway integrations
- Experience working in agile, fast-paced environments
- Experience with short release cycles
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