AVP-VP, Credit Review, Emerging Enterprise (Klang Valley)
On-siteKuala Lumpur, Kuala Lumpur, Malaysia
Job Summary
Conduct credit assessments on borrowers triggered by EWS, Core, or Country-specific events, including site visits for Klang Valley clients. Manage Special Mentioned accounts and handle Reschedule & Restructuring cases while performing stress tests and ad-hoc management requests. Provide credit solutions for delinquent accounts and recommend closure strategies aligned with bank interests. Track Exception Reviews from submission to Centralized Review Team approval and guide RMT Team members on analysis and compliance. Collaborate with Credit, Middle Office, and other stakeholders to negotiate cases and improve processes. Ensure daily operations remain smooth while developing CRT member capabilities and sharing best practices.
Required Qualifications
- Conduct credit assessment on borrower per triggering event based on RMT Framework triggers, ie. EWS/ Core/ Pre-emptive/ Country-specific triggers
- Conduct site visit for borrowers located in Klang Valley
- Review & manage Special Mentioned (SM) account
- Review and handle Reschedule & Restructuring (R&R) cases
- Conduct stress test or any ad-hoc request from management
- Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels
- Propose new/ best approach as and when found
- Provide credit solutions/ services to manage the delinquency of customer's borrowing account/s
- Review, recommend and/ or close account strategy according to customer's needs with the interest of the bank in mind
- To assist customer on R&R as and when required
- Well verse with the following credit policies: - Country Credit Lending Policy (CLP)
- CMB Credit Policy (CCP)
- Group Credit Lending Policy (GCLP)
- RMT Framework
- Familiar with technical knowledge such as financial/ credit underwriting criteria
- Track & follow up on a daily/ weekly/ monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT)
- Provide training, support and guidance to RMT Team on credit analysis, reviews and compliance where required
- Collaborate with stakeholders, eg. Credit, Middle Office, CAC, WLOC, TROC, etc to discuss/ negotiate/ improve cases/ processes
- Address any challenges or issues that may arise within the team
- Develop/ recommend solutions to ensure daily operations are smooth
- Ensure professional development of CRT Members
- Share best practices with CRT Members
- Develop, Engage, Execute, Strategise
- Be a Part of the UOB Family
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.