AVP, Credit Analyst

Prepare credit applications and recommendations for new loans, renewals, and amendments, including risk assessments, financial modeling, and CIC checks, to obtain credit approval within expected timelines. Evaluate business models, conduct market research to support credit analysis, and monitor existing clients for covenant compliance and early warning signals. Handle credit-related queries from stakeholders, assist in financial spreading and pricing calculations, and conduct periodic stress tests and performance monitoring. Prepare periodic and ad-hoc reports to Head Office, Compliance, and Loan Operations.