Auto Underwriter III - Private Label
On-siteTempe, Arizona, United States
Tempe, Arizona, United StatesOn-siteFull TimeFinancial ServicesEnterprise
Full TimeEnterpriseFinancial Services
Job Summary
Review credit applications and render credit decisions within policy requirements and regulatory compliance. Structure decisions to maximize profit and enhance dealer relationships while balancing returns with long-term health. Process automobile applications with emphasis on response time, throughput, and decision quality. Meet targets for return on equity, volume, and conversion ratios. Initiate sales calls via telephone and prepare written follow-up. Provide prompt, accurate responses to internal and external inquiries. Work Monday-Friday 11am-8pm with rotating Saturdays.
Required Qualifications
- 5+ years of credit experience, with Auto Finance experience
- Experience reviewing credit bureau reports
- Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
- Comprehensive knowledge of indirect loan and lease programs, bank products, and services
- PC literate with a good working knowledge of common application software
- Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues
- Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks
- Superior analytical skills supported by excellent written and verbal communication skills
- Results-oriented with a high level of personal initiative and proven leadership ability
- Demonstrated judgment and ability to act decisively
- Monday-Friday 11am-8pm w/Rotating Saturday's
Desired Qualifications
- Sales experience preferred
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