Authentication Fraud Strategy Analyst
$119,765–$140,900 year
On-siteCharlotte, North Carolina, United States or St. Louis, Missouri, United States
Job Summary
Lead the analysis, development, and optimization of enterprise authentication fraud strategies to reduce fraud losses while delivering a seamless customer experience. Analyze authentication performance, fraud outcomes, customer journeys, and control effectiveness to identify risks, trends, and opportunities for improvement. Conduct complex root-cause analyses of authentication failures, account takeover events, fraud losses, customer friction, and emerging fraud threats to drive strategic recommendations. Develop and maintain analytical frameworks, performance metrics, and monitoring capabilities to measure authentication effectiveness, fraud prevention outcomes, and customer impact. Partner with Fraud Strategy, Digital, Operations, Technology, Risk, and Product teams to prioritize, execute, and evaluate authentication initiatives and strategic enhancements. Collaborate with model development, model ownership, model governance, and validation teams to support authentication model performance assessments, feature analysis, implementation readiness, and ongoing monitoring. Evaluate third-party vendors, authentication solutions, fraud tools, and identity verification capabilities, providing data-driven recommendations on effectiveness, value, customer impact, and strategic fit. Identify, quantify, and prioritize opportunities to improve fraud detection, reduce customer friction, enhance authentication accuracy, and optimize operational performance. Translate complex analytical findings into clear, actionable, and executive-ready recommendations that support strategic decision-making and investment prioritization. Monitor emerging fraud trends, authentication risks, industry developments, and evolving customer behaviors to identify new threats and opportunities for innovation. Ensure analytical rigor and compliance with enterprise governance, privacy, model risk management, regulatory requirements, and data quality standards. Lead and influence cross-functional initiatives by serving as a trusted advisor and subject matter expert on authentication fraud risk, authentication strategy, vendor capabilities, and fraud analytics, driving measurable business outcomes across the enterprise.
Required Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than eight years of applicable experience
- 5+ years SQL and/or SAS experience
- 5+ years business intelligence analysis within banking, financial services, or related industry
- Proficient understanding of fraud, authentication, identity validation or other aspects of risk management
- Strong quantitative analytical skills
- Ability to develop strong working partnerships with internal and external stakeholders
- Highly effective communication skills with senior-level colleagues and management
- Ability to work independently
- Strong bias towards action and problem-solving
- Team-first approach
- Ability to find solutions independently
- Expert quantitative analytical skills with commensurate ability to summarize and present insights to leaders
- Excellent presentation, interpersonal, written and verbal communication skills
- Enthusiasm for solving complex problems that mitigate fraud risk while delivering a seamless customer experience
- Ability to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Desired Qualifications
- R / Python a plus
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.