Associate - Moody's Local
On-siteSão Paulo, São Paulo, Brazil
Job Summary
Conduct preliminary credit analysis for financial institutions, insurance companies, and asset managers by evaluating financial statements, asset performance, and economic data. Review legal documentation such as bond indentures, contracts, and covenants to understand issuance structures. Build and maintain financial models, prepare charts, reports, and written analytical commentary aligned with Moody's methodologies. Support ongoing credit monitoring through surveillance data updates and risk escalation. Participate in external meetings with issuers, advisors, and market participants as needed. Assist with routine administrative and ad hoc analytical tasks while collaborating with senior analysts. Requires a bachelor's degree in economics, finance, or a related field; 1–2 years of relevant experience preferred.
Required Qualifications
- Undergraduate degree in economics, accounting, finance, business administration, statistics, actuarial science, engineering, or a related field
- 1–2 years of relevant professional experience
- Solid analytical skills with the ability to interpret financial statements, asset performance trends, and market data
- Strong understanding of fundamental credit analysis concepts and financial risk assessment with ability to review and interpret legal documentation such as bond indentures, covenants, and contracts
- Proficiency in Excel, Word, and PowerPoint for data analysis, reporting, and presentations
- Strong written and verbal communication skills in English with the ability to present analytical findings clearly
- Attention to detail and strong organizational skills with the ability to manage multiple priorities, collaborative team player with effective interpersonal skills and a proactive mindset, AI familiarity
- Curiosity and willingness to learn Moody's methodologies and credit rating processes
Desired Qualifications
- Knowledge of Python or VBA and previous experience with financial institutions
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