Associate, Corporate Client Group - Credit Management
On-siteCalgary, Alberta, Canada or Edmonton, Alberta, Canada
Job Summary
Manage credit risk for syndicated and bilateral loan facilities and derivative lines by preparing credit amendments, conducting annual reviews, and reviewing loan documentation. Monitor financial and industry information, regulatory events, and external rating agency movements to identify deteriorating risk situations and assess them through credit analysis. Verify performance against financial covenants, margin limits, and Bank Policy to ensure compliance with loan agreements, while ensuring bank systems accurately reflect key terms and conditions. Build relationships with Corporate Client Group, Risk Management, and front-line Service Managers to deliver credit and banking services to multinational corporate relationships.
Required Qualifications
- Strong credit, analytical and technical skills
- Ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action
- Professional written and verbal communication skills
- Ability to work effectively within a team environment
- Ability to interact at all levels within a large organization
- Ability to read and understand complex legal documents
- Ability to prioritize
- Ability to commit to task
- Excellent attention to detail
- Ability to perform well under pressure
- Ability to meet time sensitive deadlines
- Strong Excel skills
- Strong Word skills
- Strong PowerPoint skills
Desired Qualifications
- Working towards an MBA
- Professional designation (e.g., CPA, CFA)
- Post-graduate degree with a focus in business, economics, finance, or accounting
- Previous banking experience with relationship management
- Previous banking experience with structuring
- Previous banking experience with writing credit proposals
- Previous banking experience with credit processes
- Previous banking experience with credit policies
- Previous banking experience with risk analysis
- Ability to communicate and read legal documentation in French
- Familiarity with the RBC Capital Markets credit process
- Familiarity with loan agreements
- Knowledge of internal systems such as CCMS, TMS & Newton
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