Associate Commercial Portfolio Manager
HybridDenver, Colorado, United States
Job Summary
Conduct financial analysis of borrower and guarantors, including business and personal financial statements, tax returns, and other documents. Complete global cash flow computations, calculate performance ratios, and analyze multi-year trends. Research industry trends and data to identify questions and risks for each credit. Perform analysis of loan collateral: accounts receivable, equipment, inventory, real estate and/or marketable securities. Review existing credits for compliance with financial and reporting covenants. Ensure that loan policy exceptions and loan file document exceptions are identified. Author high-quality credit narratives, specifically providing background of the borrower and detailing the requested transaction, identifying strengths as well as key risks and relevant mitigation, and summarizing the financial performance of businesses and individuals. Evaluate collateral position for current and future clients. Act as a liaison between clients and internal departments (Credit, Treasury, Operations). Respond to client inquiries and provide assistance with banking products and services. Assist Bankers and Portfolio Managers in managing a portfolio of commercial clients. This role supports the Commercial Portfolio Management team at Fortis Bank, a full-service institution serving businesses in Colorado and Utah.
Required Qualifications
- Bachelor's Degree with an emphasis in Finance and/or Accounting
- 3-5 years of relevant experience within banking or financial services
- Strong organizational time management skills
- Problem solving skills
- Ability to quickly grasp concepts and processes with limited guidance from management
- Comfortable working with and adapting to new complex systems and technology operating systems
- Ability to support multiple projects in parallel
- Prioritize competing demands
- Proficient and experienced in Microsoft Office suite products and technology, including but not limited to: Outlook, Microsoft Teams, Word, Excel, and PowerPoint
- Communicates effectively, collaboratively, and professionally, both verbally and via e-mail and other chat tools
- Excellent organizational skills
- Ability to multitask
- Prioritize
- Manage time efficiently
- Demonstrates strong interpersonal skills
- Ability to build meaningful professional relationships with senior management and team members
- Embodies the Fortis Bank culture principles and competencies
- Consistently demonstrating a positive attitude
- Consistently demonstrating an ambitious attitude
- Consistently demonstrating a solution-oriented attitude
- Hybrid work schedule
- Work in the office at least 4 days per week
Desired Qualifications
- Prior experience with Salesforce
- Prior experience with nCino
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