Assistant Credit Manager
On-siteJeddah, Mecca Region, Saudi Arabia
Job Summary
Analyze credit applications and financial documentation to assess borrower creditworthiness and repayment capacity. Evaluate credit risk using established criteria, recommend appropriate credit limits and terms, and review loan documentation for accuracy and compliance. Monitor existing credit accounts to identify potential risks or delinquencies, prepare analysis reports for the Credit Manager, and maintain organized credit files per regulatory requirements. Communicate with clients regarding credit decisions and support policy implementation across the organization. Conduct follow-up activities on outstanding issues and assist in preparing portfolio metrics. Ensure all credit activities comply with Saudi Arabia banking regulations.
Required Qualifications
- 2-4 years of professional experience in credit management, credit analysis, or related finance role
- Demonstrated expertise in credit risk assessment and financial analysis
- Strong knowledge of credit policies, procedures, and banking regulations
- Proficiency in analyzing financial statements and credit documentation
- Excellent organizational and time management skills with ability to manage multiple priorities
- Strong attention to detail and accuracy in data management and record keeping
- Excellent written and verbal communication skills
- Proficiency with credit management software and financial analysis tools
- Ability to work independently and collaboratively within a team environment
- Professional demeanor with strong ethical standards
- Must be able to work in Jeddah, Saudi Arabia
- Must comply with Saudi Arabia banking regulations and organizational standards
Desired Qualifications
- Preferred: Bilingual capabilities in Arabic and English
- Preferred: Familiarity with Saudi Arabia banking and credit regulations
- Preferred: Experience with credit management systems and databases
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