Area Credit Manager-CEQ -Ranchi - Satya Ganga Arcade - JM

Prepare and amend financial models and credit notes detailing transaction structuring, risk assessments, and mitigants. Conduct detailed financial appraisals covering business models, working capital cycles, and P&L movements to evaluate borrower and industry risks. Undertake regular customer interactions to track delinquencies, study stress accounts for early warning signals, and manage portfolio quality post-disbursement. Perform pre-approval and rating for clients with exposure exceeding Rs 500L while ensuring minimal audit queries. Identify automation opportunities and develop market intelligence through engagement with other banks and FIs.