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DBSPosted 1 week ago

Analyst, Relationship Manager, Credit Program Small, Small Medium Enterprises

On-siteJaipur, Rajasthan, India

Full TimeEnterprise

Job Summary

Source and onboard new automobile, tractor, commercial vehicle, and equipment dealers for dealer finance facilities. Act as the primary contact for assigned portfolios to manage working capital and inventory financing solutions, addressing queries on limits, drawdowns, and documentation. Coordinate credit proposals, verify KYC and financial documents, and monitor inventory funding and stock audits. Track dealer account performance, ensure timely collections, and maintain portfolio quality within prescribed delinquency levels. Achieve disbursement, revenue, and AUM targets while identifying cross-sell opportunities. Track local market trends, OEM schemes, and dealer sales cycles to provide feedback on product improvements.

Required Qualifications

  • Minimum 5 years experience in Dealer Finance / Auto Loans / SME Lending
  • Graduate in any discipline
  • Experience handling automobile, CV, PV, STEEL dealer portfolios
  • Local market knowledge and dealer network
  • Strong relationship management and negotiation skills
  • Understanding of dealer finance products and inventory funding
  • Credit appraisal and financial analysis skills
  • Knowledge of OEM-dealer ecosystem
  • Good communication and coordination abilities

Desired Qualifications

  • Prior experience with banks / NBFCs
  • MBA
  • Experience handling automobile, CV, PV, STEEL dealer portfolios
  • Exposure to stock audits, dealer renewals

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