Analista Sr de Admisión de Creditos - BP (Cusco)

Evaluate and manage credit risk for individuals seeking financial products, primarily mortgages and personal loans, by assessing current and future solvency, payment capacity, and credit behavior. Resolve operations within your credit autonomy up to USD 250,000 for mortgages and S/ 120,000 for personal loans, while structuring complex cases for higher approval instances. Validate information from internal and external sources using specialized tools and public records to ensure decision consistency. Identify fraud risks, document fraud, and unusual behaviors to mitigate potential losses. Define operation viability, interact with commercial teams and support areas, and manage evaluation portfolios to guarantee response times and effective coordination across branches. Contribute to continuous risk management improvement and maintain portfolio quality aligned with bank sustainability objectives.