Analista de Crédito Sênior

Conduct advanced financial analyses for corporate clients by evaluating statements, economic indicators, and credit capacity. Assess and classify credit risks by creating and updating ratings based on financial, operational, and market factors. Issue technical opinions to approve, renew, or revise credit limits, while structuring credit operations with appropriate guarantees. Monitor the client portfolio to identify early signs of financial deterioration and support credit recovery processes through negotiation and asset recovery. Continuously improve credit policies and procedures to enhance efficiency and mitigate risks. Mentor junior and full-time analysts by providing technical guidance and reviewing their activities.