Analista de Crédito Júnior

Conduct credit analysis for individual and corporate clients, evaluating applications, financial statements, and credit bureau inquiries to approve proposals and define payment limits up to R$ 10,000 for PF and R$ 100,000 for PJ. Manage credit file registrations, validate delivery modalities, and identify fraudulent operations for escalation. Support low-to-medium complexity credit processes, including FGTS amortization procedures, while coordinating with managers to ensure compliance. Map process improvements for credit granting and maintain accurate credit limits based on client repayment capacity. Requires a bachelor's degree in Administration, Accounting, or Finance, intermediate Excel skills, and attention to detail. Located in Dois Irmãos/RS, this role supports the Grupo Herval's diverse financial and service segments.